MMM Risks

Every new participant is required to read and agree the RISKS before providing any donations to the MMM Global Community.

MMM is a global community of financial aid and donation exchange. Millions of people from different countries have already registered in our Community. We donate money when we can do it & we get money when we need it. MMM is not a company, and it does not have the accounts where participants have to transfer money to. MMM is a social network that connects the one who wants to donate money with the one who wants to get money. Participants transfer money directly to each other.

The MMM Community is built on the principles of mutual aid and benevolence. As a result, MMM is much more progressive than any other commercial company. In a commercial company, money is a goal. And if the company is not profitable, it goes bankrupt and closes down. MMM doesn’t keep money, but simply join together people willing to provide assistance to those who are willing to receive it. Therefore, MMM can’t go bankrupt. The founder and leaders of MMM are public figures. They regularly record video messages. Since January 10, 2011 MMM has never stopped its activity. It is impossible that one day MMM will close down and will cease to exist.

The MMM Community’s fundamental principles:

1. Publicity. Only a public and well-known project can attract a lot of new participants and, accordingly, keep working as long as possible. Neither the founder of MMM nor MMM leaders hide their identities. MMM doesn’t avoid publishing in newspapers and on websites, reporting on the radio and television.
2. Honesty. MMM openly declares that all the money is redistributed between members and is not invested in any business projects or securities. Relations between participants of MMM are built on not contracts and obligations, but on trust and mutual respect. This allows the Community to adapt quickly to changing external and internal conditions. MMM does its best to protect the interests of its participants, whereas the participants, in their turn, do their best to protect the interests of MMM. Honesty and flexibility are the key to the project’s stability and duration.

The main factor of MMM’s success is a continuous progressive growth of the active members of the Community who are actively engaged in the development of the system, and, in addition, request assistance not in the full amount, which they have available, but only the amount which they really need for their personal and family needs.

However, it is incorrect to say that the participation in MMM does not pose any risk. There are some risks! And we want to tell about them publicly and in detail. As you know, in the PO the Community member, after he/she has donated money, is awarded with the conventional unit – MMM’s, which constantly grows, and he/she also can see the maximum assistance which is allowed to request. But theoretically it might happen that the participant asks for help, and this assistance is not provided (the order to receive money doesn’t come). This would occur if the total number of requests for assistance exceeded the amount of requests to provide assistance (in other words – more people want to get donations than to donate themselves). The worst-case scenario in this situation is restart when the charged MMM’s are cancelled. In this case, the work of the Community is re-launched and all participants can continue to participate from zero. However, the members of the MMM Community have developed a lot of measures to avoid this scenario.

What measures are taken to provide reliable work of the MMM Community?

When the number of the Community members is growing, the pyramid scheme allows each participant to receive a larger amount of donation than he did. But a pyramid scheme is not very effective when growth rates are low and when a lot of participants have requested assistance at the same moment. Therefore, MMM uses a number of other mechanisms to stabilize the Community work in such situations. They include:

1. Pause Mode. During the Pause Mode, the MMM’s accrued in the participant’s Personal Office before the beginning of this mode, stop its growth. As the Pause Mode ends, the “old” MMM’s continue growing again, and you can get help. The Pause Mode can last for one to two months. While paused, you can exchange all the old MMM’s, but at a floating ratio.
2. Floating Ratio. If it is impossible to pay the requested amount fully to the participants, there can be introduced a special ratio and participants will receive assistance in part. For example, during the previous Pause Mode, it was allowed to exchange all MMM’s and get help, which would be 110% of that you had given.
3. Installment Receipts. MMM follows the rule – the order to receive money should come in half an hour after making the request. But in the difficult for the Community period, participants may not receive help immediately, but in parts (for example, each week they will receive an installment of 25% of the amount requested).

All the measures described above are the precautions for the future. Now MMM global is working successfully, and taking any of the pointed measures is not required!

What can I personally do for our Community security?

The Community members do not have any legal obligations and agreements. Taking part in the Community is a personal decision of each participant and his personal responsibility. There couldn’t be any guarantees and promises in principle. The work of the Community depends entirely on its members’ behavior. At the same time, there are a few simple tips and recommendations, which will make participation in MMM safer for you:

Don’t donate the sum which is critical for you. Remember: in MMM money is not invested, but donated by some participants to other ones. It is better to help with a little money, but to do it graciously and with all your heart.

Regularly give and ask for help. It is unwise to wait until the amount available for withdrawal, will be astronomically large, and then request the entire amount at once. It’s harmful for you and for the community as a whole. MMM was not created for enrichment, but for other purposes. It is safer to help weekly with a small amount (regard MMM as a piggy bank). Don’t hesitate to ask for assistance whenever it is necessary, but not more than you need. I.e. if you want to buy a TV for $ 1000, you don’t have to request assistance for 10 thousand dollars.

Tell about MMM and invite to the Community. As it has been mentioned earlier, the work of the Community wholly and fully depends on the activity and actions of its participants. MMM will work in a stable way if each participant invites just one new member per month. It is simple to tell about MMM – our Community is open to all people regardless of their status and income level. We are proud of what we are doing. And don’t forget to mention that MMM is a Community of mutual help, and not a way of making money.

Be positive to it. We want MMM to bring people only positive emotions. We want the members of our Community to be happy and share happiness with others. Be sincere with yourself and don’t venture a lot of money, so as not to worry later. On the Internet there are a lot of scam projects. And if you have visited MMM site for the first time, you will doubt: what’s true and what’s false. This is normal – you should always be careful and your decisions should always be conscious and-well-founded. If you have any questions, please contact our consultants.

The MMM Community is developed by its participants.Our activity, kindness and creativity determine how comfortable and safe the Community will be!

What is the purpose of the MMM Global Community?

Donating money, we do not only help each other, but also change the very nature of financial relations between people. Where is money concentrated today? In the stock exchange, in the foreign exchange (forex). But today, investors buy and sell shares more often not to manage the company whose shares they are buying. Today, the value of national currencies hasn’t been supported by gold or any other goods. Stocks, currencies, bonds are losing their original purpose, and turning into an instrument for speculation. Investors are willing to buy anything which could be resold at a higher price. But the more virtual and ephemeral assets are, the higher the risk and the probability of collapse of the financial markets we have. The modern model of financial relations is becoming less effective and more obsolete. And the alternative to it, as we believe, is donation exchange. Because donations are supported by the most valuable thing in this world – the personality of the donator, his hopes, his intentions, his will. Therefore donation exchange is the most promising, most efficient and most perfect form of money exchange.

How can I take a decision – should I join the MMM Community?

MMM is an informal association of people. In MMM there are no superiors and orders. Everyone decides themselves when to donate and how much. They decide when to get help and how much. Thus, each participant is responsible for himself/herself.

The main danger is when people, trying to get rich quickly, donate amount which is too big for them. There are cases when people even took out loans to donate money in MMM. But the Community exists for mutual help but not getting rich quickly. Those who come only for the sake of profit create risks for themselves and for others.Be sure to read about the risks before joining the MMM Community..

But if you share MMM’s idea that people can donate each other graciously, if you believe that donation exchange is the future of monetary relations, you are welcome to our Community!